Every locker room has deal flow: somebody's guy talking about the market, ETFs, mutual funds and the next private deal. Riccardo Stewart, Sam Acho, Jeff Locke and Zach Miller break down what all of it actually means, the way they'd explain it to a teammate. Sam lays out what defines the public market (transparency, liquidity and a general sense of stability that's never guaranteed) and why the private side is "buyer beware." Zach explains stocks and bonds, real estate and venture capital, and why private deals take far more due diligence. Jeff turns mutual funds and ETFs into a shopping cart, then gives a direct answer on where a young player should start: public first, keeping money accessible for life after football, and private markets later, only with money you can lock away and a system for reaching the best of them. Get in touch: https://www.athletefamilyoffice.com/talk-to-a-pro?utm_source=awm-capital&utm_medium=podcast&utm_campaign=ep-79-public-markets-first&utm_content=show-notes Connect with Us Call or text us: 602-989-5022 Website: https://www.athletefamilyoffice.com/?utm_source=awm-capital&utm_medium=podcast&utm_campaign=ep-79-public-markets-first&utm_content=show-notes YouTube: https://www.youtube.com/channel/UCc1NxpK21N1vKWEExC45YEA LinkedIn: https://www.linkedin.com/company/awmcapital/ Instagram: https://www.instagram.com/awmcapital/ X: https://twitter.com/awmcapital Facebook: https://www.facebook.com/awmcapital/ Chapters 00:00 Welcome To The Locker Room 00:22 What Does "The Market" Actually Mean? 01:17 The Public Market: Transparency, Liquidity, Stability (Sam Acho) 03:09 Stocks And Bonds, Explained (Zach Miller) 04:48 Mutual Funds And ETFs: The Shopping Cart (Jeff Locke) 06:33 When The Market Goes Private 07:10 Private Investments: Buyer Beware (Sam Acho) 09:45 Real Estate, Venture Capital And Due Diligence (Zach Miller) 12:06 Public Or Private First? (Jeff Locke) 14:55 Get Our Resources: Text 602-989-5022

The classic incentive trip put an entire sales team on the same flight to the same resort. Today's top performers, cardholders, and loyalty members want rewards that feel like their own, and the programs that serve them are evolving to keep up. Todd Tomlin, founder and CEO of ultra-luxury travel company Memorii Journeys and president of the Incentive Travel Council, joins Switchfly's Ashley Martinez to trace the evolution of travel as an incentive. Todd draws on nearly 20 years in travel and hospitality, including loyalty and payments roles at Hyatt, Expedia, and Hotels.com, to explain why his high-net-worth clients want curated trips that are handled from door to door. Together, Todd and Ashley explore the delicate balance between choice and curation, the growing appetite for remote and offline experiences, and the rise of individual incentive travel alongside traditional group trips. They break down how gift cards, travel certificates, points plus cash, and flexible payment bring travel within reach of almost any program budget, why rigid rules can turn a reward into a deterrent, and why luxury travelers keep coming back to cruising. Todd closes with what decades on the road have taught him about humanity. Connect with Switchfly Website: https://www.switchfly.com/ LinkedIn: https://www.linkedin.com/company/switchfly/ X: https://twitter.com/switchfly YouTube: https://www.youtube.com/@SwitchflyOfficial Chapters [00:00] Introductions and the Incentive Travel Council [01:30] Four million miles and nearly 20 years in travel loyalty [03:00] Why Todd founded Memorii Journeys [05:50] What ultra-luxury travelers want: everything handled [07:50] Personalization for top performers and top cardholders [10:25] Aspirational travel and the trade-offs travelers make [11:35] Instagram versus reality and the rise of offline travel [13:55] Finding places outside the zeitgeist [14:40] "The itinerary is you" [16:25] What motivates incentive participants most [17:45] Mixing individual and group trips, and the power of choice [19:30] Reward trips with family instead of colleagues [21:00] Why individual incentive travel needed a voice [21:35] Travel at any budget: gift cards, certificates, and points plus cash [24:05] Flexibility, upgrades, and bringing the kids [26:15] Flexible payments and experience-first trip planning [28:25] Why luxury travelers keep coming back to cruising [30:10] Cruise growth and loyalty without a single alliance [30:30] What travel teaches us about humanity [32:30] Closing thoughts Links mentioned • Memorii Journeys: https://www.memoriijourneys.com • Incentive Travel Council (Incentive Marketing Association): https://www.incentivemarketing.org/ITC • Incentive Research Foundation: https://theirf.org • SITE (Society for Incentive Travel Excellence): https://siteglobal.com #IncentiveTravel #IndividualIncentiveTravel #EmployeeRewards #RewardsAndRecognition #TravelRewards #LuxuryTravel #PersonalizedTravel #IncentivePrograms #PointsPlusCash #LoyaltyPrograms

On this week's episode: how a D in religion, a Corvette on a first-job salary and getting fired from audit led one CPA to tax strategy. You'll hear why Kevin Schneider took a significant pay cut to join Revo, why no client ever thanked him for an audit but every client remembers a strategy that saves them money, and the client he sent to Mike Pine before he'd even signed on. Kevin also opens up about the diagnosis that finally explained how his brain works, and why Mike calls it his superpower. From Ticking Boxes to Finding Money: Nobody thanks you for an audit. Audit keeps the bank and the investors safe, and in audit, thinking outside the box gets you in trouble. Kevin could tick and tie every workpaper and the client didn't care. Bring that same client a tax strategy that saves them hundreds of thousands of dollars, and you're their favorite person. The standard playbook saves money. It rarely moves the needle. As an assistant tax manager, Kevin's go-to moves were the Augusta rule and paying your kids. Then, before he'd signed with Revo, he sent a well-known client to Mike instead of his own firm. Mike's question, "What if we did a defined benefit cash balance plan?", led to hundreds of thousands of dollars in tax savings Kevin says he wouldn't have thought of. Knowing the rules isn't the same as using them. Kevin's first job paid about $48,000 to $50,000. He rented a $1,500-a-month high-rise across the street from the Dallas aquarium's penguin tank, bought a Corvette and lived paycheck to paycheck, without even maxing out his 401(k) match. If a CPA can leave free money on the table, anyone can. The tax strategist's tax strategist. Mike Pine runs a tax strategy firm, and he still hands his own tax planning to Kevin. Mike calls him the best tax CPA he's ever worked with ("next to myself") and says Kevin sees the bigger picture in ways Mike often doesn't. Get in touch: https://www.revotaxpayer.com/?utm_source=revo-taxpayer&utm_medium=podcast&utm_campaign=ep-35-get-to-know-kevin&utm_content=show-notes#contact-1 Connect With Us Website: https://www.revotaxpayer.com/ Facebook: https://www.facebook.com/revotaxpayer/ Instagram: https://www.instagram.com/revotaxpayer/ LinkedIn: https://www.linkedin.com/company/revo-taxpayer-advocacy YouTube: https://www.youtube.com/@HiddenMoneyPodcast Chapters [00:00] Cold open, then two weeks off tax and why tax is your biggest expense [03:02] The LinkedIn message and the pay cut that brought Kevin to Revo [08:02] Baseball, a D in religion and the roommate who picked Kevin’s major [14:42] First job in audit, a Dallas high-rise and a Corvette [18:37] Fired from audit, and the moment tax started clicking [22:27] 75-hour weeks, and why Revo caps tax season at 50 [23:38] Thinking outside the box: the client Kevin sent to Mike [25:47] What makes Kevin different, and why Mike calls it a superpower [32:53] Why Kevin got fired (coming on Unleashed), and who does Mike’s taxes

Every property in an AAA Storage fund has cleared a long list of reasons to say no. In this episode of The AAA Storage Podcast, Paul Bennett takes you inside the investment committee with three members of the team: lead market analyst Logan Broyles, director of development and construction Shawn Beichler, and vice president of property management David Lutz. They explain how a site moves from raw land to a fund investment: how the market is defined and how much new supply is too much, the entitlement and utility issues that can kill a site early, and why rooftops and visibility drive lease-up. They also cover what can change in the two years before the final vote, a deal AAA killed on land it already owned, and the square-feet-per-capita test that decides whether there is demand to capture. Ready to talk about your investment strategy? Reach out at https://www.aaastorageinvestments.com/contact?utm_source=aaa-storage&utm_medium=show-notes&utm_campaign=ep-49-investment-committee&utm_content=contact New episodes every two weeks. Subscribe on Apple Podcasts, Spotify, or wherever you listen to podcasts, and send this to an investor in your network who needs to hear it. Download our free guides to take your investing to the next level CRE Investors Sector Reference Guide: https://www.aaastorageinvestments.com/info/cre-investors-reference-guide?utm_source=aaa-storage&utm_medium=show-notes&utm_campaign=ep-49-investment-committee&utm_content=guide-cre-reference Ground-Up Investor Field Guide: https://www.aaastorageinvestments.com/guides/ground-up-investor-field-guide?utm_source=aaa-storage&utm_medium=show-notes&utm_campaign=ep-49-investment-committee&utm_content=guide-ground-up-field-guide Chapters [00:00] Introduction. Why every property in a fund represents several that didn't make it. [02:10] Two Decisions, Two Years Apart. Land banking, and the difference between buying raw land and funding a project. [03:45] Defining the Market. Site size, trade area, demographics, and the 20% market expansion rule of thumb. [08:39] Entitlement Risk. Road widening, sewer, water, fire protection, and permitting timelines. [13:27] Three Committee Meetings. Letters of intent, purchase contracts, and the 45- to 90-day due diligence window. [15:14] Rooftops, Demand Drivers, and Visibility. Schools, Costco, and Walmart as growth signals, and why visibility beats direct access. [23:38] Deal Killers Investors Might Not Expect. New supply, delayed demand drivers, code changes, and road redesigns. [26:48] The Final Vote. What can change in two years, and what each team member re-checks before a project goes into a fund. [35:02] Square Feet Per Capita. Why demand can't be created, and lessons from Hutto and Cibolo, Texas. [42:30] The Last Step. How the pro forma and projected returns decide the final investment.

In this mailbag episode of "In the Interim…", Dr. Scott Berry answers two listener questions and weighs in on the pace of innovation in clinical trial science. Asked what infrastructure a learning healthcare system would require, Scott defines one through the REMAP structure (randomized, embedded, multifactorial, adaptive platform) that Derek Angus named for REMAP-CAP, and uses REMAP Periop at UPMC to argue that embedding randomization and data collection in routine care keeps the cost low while letting a health system learn from tens of thousands of patients a year. On multiplicities, Scott explains why he interprets subgroups, endpoints, and related trials within a Bayesian hierarchical model rather than by adjusting alpha, with the assumed variability across units (tau) setting how far each estimate shrinks toward the overall effect, and he critiques hierarchical testing as non-Bayesian. The episode closes on the contrast between fast-moving innovation, including the AI-accelerated redesign of FACTS, Berry's clinical trial simulation platform, and ARPA-H's SURPASS call for adaptive platform trials, and the conservatism of the EMA's draft reflection paper on platform trials and ICH E20. Key Highlights REMAP (randomized, embedded, multifactorial, adaptive platform) as a working definition of a learning healthcare system. Embedding randomization and data collection in routine care to remove a large share of trial costs. REMAP Periop and learning from tens of thousands of elective surgeries a year. A Bayesian view of multiplicities: hierarchical models in place of alpha adjustment. Tau, shrinkage, and reading a subgroup result against the overall effect. AI, digital twins, and ARPA-H's SURPASS call for continuous adaptive platform trials. The contrast with the EMA's draft platform trial reflection paper and ICH E20. For more, visit us at https://www.berryconsultants.com/